Better Money Habits to Become Financially Free


I grew up in The Netherlands as a first-generation immigrant. Where I lived, people were mostly unemployed and in rough financial situations.

Growing up, I saw a lot of people with financial problems. That motivated me to avoid that fate. As I grew up and started learning more about money, I realized that most people who live in developed countries have opportunities to earn.

The problem is that they often have bad money habits. You can have a decent-paying job and still struggle.

Look, not everyone gets rich. That’s because you also need luck.

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10 Best Leadership Books I’ve Ever Read


Leadership is something we demonstrate, not something we talk about. That’s why I’m not a fan of “leadership books” that try too hard to explain leadership.

I prefer books that highlight what important leaders actually have done—not just what they said. To me, books that demonstrate leadership through examples are the best kind. 

Some of the books you’ll find below don’t even mention leadership at all. Yet, I’ve learned a lot about leadership by reading them.

If you’re looking for inspirational books that make you a better leader, I recommend reading these.

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5 Money Mistakes You Can Avoid to Achieve Financial Freedom


I came across a study the other day that asked people where they burned most of their hard-earned money. 

The answer of over 64 million Americans? “Having fun.” I don’t think there’s much wrong with having fun. But when we spend too much on having fun, we often end up regretting it when we suffer financially.

The problem is especially when we spend money we don’t have. Looking back, most people don’t think it’s worth it to work yourself into debt.

When we overspend, it’s usually for leisure or on things we desire, but don’t really need. It’s a classic money mistake that many of us have made. 

It really makes a difference when we stop spending money on the things we don’t need. When we do that every day, and if we invest our money wisely, we build inevitable wealth.

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I’m quitting my 7-year-old newsletter to start something else

Wise and Wealthy newsletter

When I started a newsletter in 2015, I had no expectations. I had just written a book, and I thought it would be a good idea to connect with readers.

I didn’t think I would write weekly articles and build a blog. I had a very basic website with a newsletter sign-up. And initially, the only people who joined my newsletter were friends and family.

I used Mailchimp back then, and I had turned on email notifications for every new subscriber. For the first few weeks, I recognized all the email addresses of the people who joined.

But on September 3, 2015, I received the first notification that included a stranger’s email. Here’s the email (blurred the details for privacy):

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