Give Me 5 Minutes and I’ll Give You 5 Ways To Earn More

5 ways to earn more money
5 min read

Every time I write and talk about personal finance, people ask me, “But how I do make more money?”

Making money is not that hard. You’re probably making your share of cash right now. That means you already know how to do it, right? That’s one of the first things I learned about money.

You have to look at making money as something you already know how to do. If you have a job or ever had a job, you know how to do it. Now, making more money on your own, that’s the next step.

But if you think it’s impossible, you’ll never do it. You need to stop thinking that only the privileged or fortunate ones can earn more. That’s not only false but it’s also self-sabotage.

Continue Reading

4 Things I Gave Up To Be Free

what it takes to be free
4 min read

True freedom is to live as you are, to do what you want, and to spend time with people you like.

For many of us, true freedom is a distant dream. We’re tied down by obligations that we never wanted in the first place. So why do we still end up living a life we don’t want?

We live in deception because the truth is too painful. But no one wants to live in deception, as the stoic philosopher Epictetus once observed (quote is from The Daily Stoic by Ryan Holiday):

“Who wishes to live in deception—tripped up, mistaken, undisciplined, complaining, in a rut? No one. These are base people who don’t live as they wish; and so, no base person is free.”

We all know that everything has a price. So what does it take to be truly free? If you want to live on your own terms and do as you please, you must give up the following 4 things.

Continue Reading

5 Money Rules That Will Increase Your Net Worth

net worth
4 min read

What’s your personal finance strategy? If you asked me a few years ago, I would probably laugh it off: “I’ll leave that for tomorrow.”

Dumb move. If you don’t have a personal finance strategy, there’s a chance you will never get wealthy. The average millennial earns $40-$50K a year and has $20-$40K in student debt.

But the high achieving millennial earns up to 7X more than the average. The same is true for people of all ages. The difference between average earners and above-earners is huge.

Once I realized that, I got serious about money. But I didn’t focus on making more money—a mistake that many of us make. We always think more cash is the solution to everything.

“All my problems will be solved once I have a little bit more cash on hand.” Sorry to disappoint you, but that will never happen. As your bank account grows, your problems will too.

Continue Reading