I grew up in The Netherlands as a first-generation immigrant. Where I lived, people were mostly unemployed and in rough financial situations.
Growing up, I saw a lot of people with financial problems. That motivated me to avoid that fate. As I grew up and started learning more about money, I realized that most people who live in developed countries have opportunities to earn.
The problem is that they often have bad money habits. You can have a decent-paying job and still struggle.
Look, not everyone gets rich. That’s because you also need luck.
In 2010, during the Great Recession, my dad and I decided to start a business. I was still in grad school and realized I had little chance to land a good job because the economy was still recovering from the financial crisis. As a minority, […]
What does it mean to be wise? To me, it has nothing to do with a person’s IQ or degree. A wise person is someone who applies common sense. That sounds paradoxical, right? Common sense is common after all. It’s about the insights, lessons, and […]
My grandpa recently turned 88 years old. When I gave him a call on his birthday, he was as energetic as ever. I know he’s a disciplined man who relies on very strict routines. But I realized I never asked him about his habit-forming process. […]