Life Lessons, Philosophy

This Took Me 14 Years to Understand

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I finished grad school 14 years ago. Since then, I worked hard to earn money.

I woke up every day with a fresh start. At that time I also had student debt so I had a long way to go.

My goal was always to become a millionaire. It’s something our society has always considered a marker of financial success. If you have a million bucks, you’ve made it.

We all know that’s no longer true because society has changed a lot over the past decade. We’re living in the age of decadence. People just want to live luxurious lives, which requires a lot of money. But that’s the topic for another essay. 

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AI

AI, The New Economy, and 3 Predictions

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AI economy and revolution

I’ve been following the AI revolution since 2022.

Now, more than 3 years into it, let me share 3 predictions on what’s next in this AI economy and how you can prepare.

Prediction 1: AI will not replace all human labor any time soon

As AI is getting smarter and more autonomous, many people are predicting the extinction of knowledge workers.

Who needs writers, designers, accountants, lawyers, coders, if AI can do it?

Who needs cleaners, painters, assembly workers, if AI-powered robots can do it?

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Habits

Traits and Habits I’ve Observed Among High Achievers

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Traits and Habits I’ve Observed Among High Achievers

Last week I asked the readers of my newsletter what they want me to write about. I received many helpful responses, which is honestly the best input I can get as a writer.

After all, I write for you.

One common theme among readers was: What should you focus on when you’re starting new?

I received this question from people in their 20s, as well as from people in their 30s and 40s who want to reinvent themselves after facing challenges.

To me, the most important thing is to start at the foundation, which is yourself.

If you can build strong habits and develop the traits of high achievers, it’s only a matter of time before good things happen to you.

So let me give you 6 traits and habits that I’ve observed among the high achievers that I’ve spent time with over the years.

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Freedom, Life Lessons, Personal Finance, Self-Knowledge

What No One Tells You About Early Retirement

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early retirement

Last year my net worth hit a level where I felt comfortable enough to actually stop working and be okay financially.

So by the end of last year, I said to myself, let me try out the whole Financial Independence, Retire Early thing.

That has been one of my main goals since 2015 when I quit my corporate job. At that time, I was trading about 12 hours of my day for a paycheck and felt like my life wasn’t really going anywhere.

I didn’t get any satisfaction out of my job, and I started reading books like The 4-Hour Work Week. I also learned about Mr. Money Mustache, who retired in his 30s and was living a frugal life.

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