5 Money Rules That Will Increase Your Net Worth

net worth

What’s your personal finance strategy? If you asked me a few years ago, I would probably laugh it off: “I’ll leave that for tomorrow.” Dumb move. No wonder my net worth was much lower then.

If you don’t have a personal finance strategy, there’s a chance you will never get wealthy. The average millennial earns $40-$50K a year and has $20-$40K in student debt.

But the high achieving millennial earns up to 7X more than the average. The same is true for people of all ages. The difference between average earners and above-earners is huge.

Once I realized that I got serious about money. But I didn’t focus on making more money—a mistake that many of us make. We always think more cash is the solution to everything.

“All my problems will be solved once I have a little bit more cash on hand.” Sorry to disappoint you, but that will never happen. As your bank account grows, your problems will too.

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How To Be Productive According To Ancient Philosophy

Improving productivity has been a constant pursuit for modern human beings. It’s present even in the philosophy of ancient civilization.

Somehow, we believe that productivity is something that became important after the industrial revolution. We assume that, because we live busy lives, we need to optimize our time—especially in the 21st century.

That’s not true. Productivity has been a topic of discussion ever since ancient eastern and western philosophy started. It’s a universal theme. I believe it’s in our nature to make better use of our time.

Because that’s what productivity means. On a deeper level, we all realize we have limited time. You and I both know that we’re not getting younger.

Time is ticking. It stops for no one. We need to use it. Etcetera, etcetera—we get the idea. And yet, without a clear productivity strategy, we squander our time like we have a limitless supply.

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11 Unproductive Habits You Want To Quit

The reason I study productivity is that I’m an unproductive person. I’m not like those people who naturally wake up at 5 am and just go.

If it wasn’t for my productivity system, I wouldn’t get anything done. I wouldn’t even write this article. But if you browse social media, all you see is super productive, healthy, and wealthy people. Is that really the case?

I don’t know. I just know this: You can’t be productive 24/7. And a big part of being productive is about getting rid of unproductive habits we all have.

What follows is a list of eleven unproductive habits that I learned to do less, or eliminate. Do you have a few of these habits? Don’t worry, we’re all unproductive at times. But if you have five or more, it might be time to change.

Let’s start.

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Skill Stacking: A Practical Strategy To Achieve Career Success

Skill Stacking

One of the most popular ideas in personal development is that all successful people have achieved mastery. Many of us believe in this false notion that you have to master a skill to achieve career success.

That’s because we, as a society, admire and glorify winners. We look at billionaires, champions, gold medalists, and other outliers. I must admit, there are many lessons we can learn from people who are masters at one particular skill.

But at the same time, it’s very daunting. Let’s be real, not everyone wants to spend 10 or 20 thousand hours to master a skill. We all have other things we value in life: Our family, friends, hobbies, health, you name it.

So when people write books and articles about outliers, we might get inspired, but from a practical point of view, the advice is useless. Not because we can’t apply the advice—most of the time, we don’t WANT to.

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