Investing Fallacy: ‘You Must Start Early’

investing fallacy

“The S&P500 was up 30% last year! I need to get in on that.” Every few months, you hear that all kinds of people got rich by investing in the latest trendy thing. And you, my friend, missed out.

One moment we all need to get into real estate, the other moment index funds are the best thing, and then it’s gold.

Before you know it, you’re sitting in a hotel conference room with a dozen strangers, listening to a presentation about timeshares. “Can it get better than this? Buy a vacation home, enjoy it, AND make money off it the rest of the year!”

Where’s the dotted line? I’m ready to sign.

Oh wait, I changed my mind, I’d rather go to a casino and bet all my money on red at the roulette table. Look, I’m making fun of those things because I’ve been there too. I’ve lost money on stupid deals.

Continue Reading

How To Be More Assertive

assertive

I learned to be assertive from my mother. She always expresses her feelings, is comfortable with saying no, acts in her family’s best interest, and also thinks about the common good.

She’s the most assertive person I know. No one can take advantage of her. If you try, she will let you know about it. And you won’t like it. 

What is assertiveness actually? Robert E. Alberti and Michael L. Emmons are considered the lead experts in this field. Their book Your Perfect Right, first published in 1970, is considered a classic on the topic. They define assertive behavior as follows:

“Behavior which enables a person to act in his own best interests, to stand up for himself without undue anxiety, to express his honest feeling comfortably, or to exercise his own rights without denying the rights of others.”

Continue Reading

12 Positive Personality Traits Of Effective People

cooking personality traits

Your personality is defined by what you do, not by what you say. Highly effective people have certain personality traits that make them the way they are. 

Sometimes we look at a great person and think, “I can never be like that!” False. While we all have personality traits that seem to be part of our DNA, my experience is that your personality can be shaped more than you think. I’ve adopted personality traits that were contrary to my nature and culture. 

I grew up in The Netherlands. My experience is that people here are generally unnecessarily contrarian and pessimistic. That’s why less than 3% of my audience is Dutch. They don’t like personal growth. I was like that too. 

Continue Reading

1 Habit That Changed My Life

the habit of looking below the surface - iceberg

It’s 2023. You don’t need a blogger, YouTuber, or social media person to tell you that reading, exercising, meditating, eating nutrient-dense food, journaling, and drinking enough water are good habits.

I’ve written those types of articles as well. But society is slowly changing. People are waking up. We’re more aware of what we do, what we put in our bodies, and how we live.

There’s a lot of personal growth advice everywhere you go. For the past few years, it seems like everyone is obsessed with self-improvement. You can tell that by the amount of self-help advice that you can get from mainstream media.

Continue Reading