I used to be very bad when it came to personal finance. I didn’t even use a savings account until my late twenties. Sure, I had one, but I just left all the cash I had in my checking account.

That’s the best strategy for going broke. You either spend your money on stuff you don’t need, or you get lured in by speculative investments like Bitcoin, Gamestop, silver, cannabis companies, or whatever CNBC and the r/wallstreetbets guys talk about (yes, I actually used these opposites in the same sentence). 

Anyway, if you’re going nuts because of all of the confusing financial advice out there; this article is for you. 

The goal of this guide is to help you get more control over your personal finances.  I will share proven strategies and methods that people use not only to manage their money but also to generate more money.