Wise & Wealthy: Little actions to get rich and end of year thoughts

Welcome to Wise & Wealthy: A weekly newsletter full of proven ideas to become smarter and wealthier. I send this every Monday.

#48 – December 19, 2022

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Wise: End-of-year thoughts

I like the idea of starting the new year with a different focus. A year is enough time to make a lot of things happen. 

While we can achieve a lot in a year, we can still get frustrated if we’re not realistic. Taking the time to think about what you want to do in the upcoming year will make sure you get a good start.

I started doing this every year in 2015, and seven years later, I feel that things are falling into place a little bit more every year. 

First, I mastered my mind, then my career, then my finances, then everything else. And I feel my social life is also much better than before.

No one can make a significant impact by doing something for a week or a month. Mastering skills, working on your character, and building relationships take time. 

If you’re chasing your dreams, never quit too early. Keep at it. Read more in my end-of-year thoughts article. Happy Holidays.

↳ Some Practical End-of-Year Thoughts

Wealthy: Little actions

As Warren Buffett once said: “It’s pretty easy to get well-to-do slowly. But it’s not easy to get rich quick.”

Whether you’re training for a marathon or working towards financial independence, your best bet is to aim for consistency. What is consistency when it comes to wealth?

Financial consistency is about moderation and perfect execution of your strategy. 

A financially consistent person is dedicated to getting richer just a little bit, year after year. It’s about doing the least amount of saving and investing to grow one’s net worth.

If you are financially consistent, it’s a guarantee you will become wealthier over time. It’s all about how well you execute the little things. 

Over the years, I’ve identified many small financial actions that sound obvious but few people execute consistently. Here they are.

↳ 21 Small Actions That Will Make You Richer

One interesting thing

I had the idea for the little actions article a while but didn’t write it until I read The Triathlete’s Training Bible by Joe Friel.

I was struck by the similar mindset of a good investor and a good athlete. Friel, a renowned endurance sports coach, explains the power of consistency:

“If you are consistent, you will race faster. It’s not how hard the workouts are. It’s how consistently you train. Consistent trumps difficult every time.”

It’s all about the moderate effort which you can keep up, day in, and day out.

Thanks for reading! I hope you found this edition of Wise & Wealthy useful.

All the best,


Join the 7-day Stay Centered challenge

I’ve created a one-week email course that you can do together with a group. It’s called Stay Centered, and it will help you to reclaim focus and live a meaningful life.

When you’re centered, nothing can hurt you. You will have inner peace no matter what happens.

How to unlock Stay Centered

You can join the challenge for free. Every day, you’ll receive a short email with a small challenge that inspires you to live better. 

I highly recommend sharing it with your friends so you can go through the program together. I did it with my team, which was a lot of fun. 

Join here: dariusforoux.com/stay-centered

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