Wise & Wealthy: Saving 20 hours a week and understanding market cycles

Welcome to Wise & Wealthy: A weekly newsletter full of proven ideas to become smarter and wealthier. I send this every Monday.

#68 – April 24, 2023

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Wise: Save 20 hours

“Get more done by doing this!” “Do this and be more productive!” These are common headlines in the productivity space.

As a contrarian, I usually feel like I need to do the opposite when I see everyone doing something. Now, that’s not always a smart thing to do.

But when it comes to career, business, and productivity, it usually pays off if you do what’s counterintuitive.

So while everybody’s focused on doing more — what about doing the opposite?

Do less. Remove things. That’s because time is limited.

The Stoic and Roman Emperor, Marcus Aurelius said it best:

“Your energy and time are both limited, so don’t waste them on what those inconsequential to your life are doing, thinking, and saying.”

In this article I published on Medium, I share 4 things you can remove from your life to gain 20 extra hours each week.

↳ Save 20 Hours a Week By Removing These 4 Useless Things In Your Life

Wealthy: Understanding market cycles

Understanding stock market cycles is essential for any investor. Whether you’re a short-term trader or a long-term investor, it’s important to know how stocks move up and down over time. 

The up-and-down nature of markets is so hard to deal with that we often forget that markets have cycles. We get emotional and make decisions that we later regret.

To avoid that we must realize that the market is like the seasons.

When it’s late summer, you never know exactly on which day fall comes. But you are 100% sure that it will start to get colder soon. That’s simply the nature of our climate.

In a similar way, you know that a downward cycle will follow after an upward one, and vice versa. And it’s not even that important that you know when it happens.

Just the awareness that it will happen makes you much more at ease with markets.

↳ Understanding the Basics of Stock Market Cycles

One interesting thing

In a recent experiment involving mice, researchers found that anxiety can start from physical manifestations (like a racing heart).

This idea isn’t new. In the 19th century, the father of psychology, William James, and his colleague Carl Lange suggested that emotions happen as a result of physiological reactions to events.

But it’s only now that we’re seeing physical experiments that show this concept in action.

So many of our emotions come from our interpretation of our physical sensations. This is why it’s so important to treat your body well. 

You will feel physically better, which will also make you feel mentally better.

Thanks for reading! I hope you found this edition of Wise & Wealthy useful.

All the best,


Join the 5-day Financial Freedom Challenge

I created a 5-day email course you can alone or together with a group. It’s called the Financial Freedom Challenge. And it will help you to gain control over your finances.

Most people try to calculate their way out of poor finances. But money problems aren’t rational. They’re emotional. Manage your emotions well, and you’ll manage your finances better.

Financial Freedom Challenge

How to Unlock the Financial Freedom Challenge

You can join the challenge for free. For five days, you’ll receive a short email with a small challenge that inspires you to improve your relationship with money.

I highly recommend sharing it with your friends/family so you can go through the program together. It helps bring perspective. And it’s more fun that way too.

Join here for free: dariusforoux.com/financial-freedom

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