Wise & Wealthy: Journaling, multitasking, and overcoming investing fears

Welcome to Wise & Wealthy: A weekly newsletter full of proven ideas to become smarter and wealthier. I send this every Monday.

I have an exciting announcement at the bottom of this newsletter!

#114 – March 4, 2024

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Wise: The “right” way to multitask

Multitasking is generally not good for productivity and focus. But I think it’s possible to include some multitasking in your routine.

For example, I’m writing this as I’m walking/working on my treadmill desk. Also, recent research has shown that walking improves our focus during virtual meetings.

The key is to be strategic. I can’t write this article and listen to an audiobook at the same time. However, I can listen to an audiobook while I’m driving.

I can also build a business and get in better shape. But I can’t add in other big priorities like traveling, buying a new house, and writing a book at the same time.

Be ambitious and stay active. Just don’t overload yourself. When you notice you can’t focus on your important tasks, it means you’re doing too much. 

Take it down one notch and then keep ploughing ahead! More on this in my new article.

↳ The “Right” Way to Multitask

Wealthy: Overcoming investing fears

I bought my first stocks 17 years ago, and I still remember how I felt. My heart was racing and my hands were sweating. I was my own biggest enemy. As Benjamin Graham, the founder of modern-day investing, said:

”The investor’s chief problem—and his worst enemy—is likely to be himself.”

And most of that is because of fears of investing. Here’s how to overcome that.

First, understand that investing isn’t gambling. It’s about making calculated decisions based on research and analysis. Second, diversify in a smart way. Don’t over-diversify but also don’t put all your eggs in one basket.

When you approach investing in the right way, you will find that fear is no longer part of the equation.

Sure, you might feel anxious or nervous when markets crash, but you won’t let that fear influence your decisions whatsoever.

Learn more about overcoming investing fears in my other new article.

↳ Why You’re Scared of Investing (and how to overcome it)

One interesting thing

I have an exciting announcement! 

Journaling is one of my most important self-improvement tools. I started journaling daily in 2015 and since then, my life improved in every area.

For the past year and a half, I’ve been using a new app called Reflection.app. It’s a guided journaling tool, so it helps you to come up with ideas to journal about. It also inspires you to reflect more, whether it’s monthly or yearly.

It’s a bit like the meditation app, Waking Up, but for journaling.

I loved the app so much that I reached out to the founder, Dave Radparvar, to invest in it. 

We hit it off, and I invested in the Reflection.app last December. We’ve worked on creating a special offer for my readers.

You can get 40% off the premium subscription, which comes with a 7-day free trial, so you can try it first. 

Here’s the link: reflection.app/darius

It also comes with a free bonus course called Journaling Mastery. That’s a short email course I created to help you to get started with journaling.

Thanks for reading! I hope you found this edition of Wise & Wealthy useful.

All the best,


Try the Reflection.app: Guided journaling

A minimal, private digital journal with powerful prompts and guides to help you grow into your best self.

Reflection App

Download Reflection.app to start your journey.


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