Wise & Wealthy: Becoming a millionaire and doing hard things

Welcome to Wise & Wealthy: A weekly newsletter full of proven ideas to become smarter and wealthier. I send this every Monday.

#79 – July 10, 2023

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Wise: An easy life

When I was 17, I worked the entire summer at a call center. I was cycling to work one day when a massive downpour started.

I didn’t stop to get shelter from the rain to avoid being late. So I showed up at work SOAKED, from my socks to my underwear. Then I sat down and started making my calls.

I bet you’ve experienced your share of hard things.

When we look back, we’re often grateful for those hard things because they teach us many lessons.

We should always remind ourselves that things are only hard during that moment. Eventually, those same hard things have a positive impact on your life, which makes everything easier.

In my latest article, I share more about how hard things eventually lead to an easy life.

↳ Do Hard Things if You Want an Easy Life

Wealthy: Becoming a millionaire

Investing is not a goal, activity, or task; it’s a habit. It’s something you do regularly, just like how you work out, meditate, read, or do anything else that takes time to yield results.

I’ve been talking about investing with my peers for years now, and it’s sad to see so few of them actually invest. And it’s true on a macro level as well.

People assume that investing is for the rich and that it’s fruitless to invest a few hundred bucks a month.

That’s false. And yet, it’s stopping millions of people from investing. In my article, I share the math behind investing with only $500 a month.

While that amount by itself will not make you financially free, the money will compound over time, turning your initial investment into seven figures.

↳ Become a Millionaire… With 500 Bucks a Month

One interesting thing

In 2005, the American ultramarathon runner, Dean Karnazes, ran 350 miles (560 kilometers) for 80 hours and 44 minutes without sleep.

In his book, Ultramarathon Man: Confessions of an All-Night Runner, Karnazes answers a question many people often ask:

“How to run an ultramarathon? Puff out your chest, put one foot in front of the other, and don’t stop ’till you cross the finish line.”

That applies to most big goals we have in life. You simply take one small step after another. And you keep moving forward until you get there.

Thanks for reading! I hope you found this edition of Wise & Wealthy useful.

All the best,


Join the 5-day Financial Freedom Challenge

I created a 5-day email course you can do alone or together with a group. It’s called the Financial Freedom Challenge. And it will help you to gain control over your finances.

Most people try to calculate their way out of poor finances. But money problems aren’t rational. They’re emotional. Manage your emotions well, and you’ll manage your finances better.

Financial Freedom Challenge

How to Unlock the Financial Freedom Challenge

You can join the challenge for free. For five days, you’ll receive a short email with a small challenge that inspires you to improve your relationship with money.

I highly recommend sharing it with your friends/family so you can go through the program together. It helps bring perspective. And it’s more fun that way too.

Join here for free: dariusforoux.com/financial-freedom

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